At Manitou Homes, we believe planning is the foundation of an exceptional homebuilding experience. Buying a home is one of the most meaningful investments you’ll ever make, and with the right preparation, the process becomes exciting, smooth, and rewarding. By defining a few key details early, you set yourself up for success from start to finish.

Your credit profile is one of the first things lenders review when determining loan terms. Before beginning your home search, request your national credit report and gather the financial documents that lenders will require, including:

• Proof of income
• Employment history
• Two years of tax filings (if self-employed)
• Bank account records
• 401(k) or investment statements and other assets

Being organized early can streamline financing and strengthen your buying position.

We recommend meeting with our in-house financing specialist — or a professional you trust — to establish a comfortable price range. As a general guideline, many lenders suggest purchasing a home valued at three to five times your annual household income, assuming a 20% down payment and moderate existing debt.

Knowing your budget upfront reduces stress and makes selecting the right home easier.

Your community is where you plant your roots — where you grow, gather, build memories, and find balance. Location matters, and we help you choose one that feels right today and for years to come.

Our southwest metro communities are strategically positioned around four pillars:

Affordability

We believe living comfortably extends beyond mortgage payments. We consider total lifestyle cost — including utilities, fuel, groceries, and day-to-day living — ensuring our communities support long-term financial comfort.

Education

Strong schools build strong futures. Our neighborhoods are located within some of the best-performing school districts in the southwest metro, giving children support, stability, and lifelong opportunity.

Employment Access
Minnesota is home to major companies in healthcare, technology, finance, retail, and manufacturing. Living in a Manitou community places you within reach of diverse job markets and career paths.

Recreation & Lifestyle
Life in Minnesota means lakes, trails, parks, and outdoor adventure at your doorstep. Our communities are intentionally placed near natural amenities that enrich daily living and support a healthy, active lifestyle.

Every family lives differently — which is why we offer thoughtfully designed plans built for real everyday use. Our functionality-first approach helps you find not just a home, but a perfect fit.

Versatile, spacious, and well-designed for families of all sizes. With all bedrooms located on the same upper level, these homes offer comfort, safety, and convenience at every stage of life.

Main-level living with flexibility built in. Ideal for empty nesters, growing families, or anyone seeking convenience without stairs. Oversized lower-level family areas offer additional space to live and entertain.

An efficient use of space and budget. With a one-level entry, multi-floor living, and a three-car garage standard, split entry plans bring affordability and function together — a smart option for many lifestyles.

Carefree, one-level living designed for comfort and practicality. Villas minimize unused space and maximize everyday usability, providing cost savings and long-term convenience without sacrificing style.

Once you’ve chosen the home and community that feel right, it’s time to make it official. Our team will guide you through the details, answer your questions, review next steps, and ensure you move forward with clarity and confidence.